So if I want new clothes today, and I have the money today, why not spend it? The rent isn’t due until next week, so I’ll worry about that then.”
To live without a budget often leads to shortsighted decisions: “If I have money right now, I can spend it right now. With budgeting, when the paycheck comes in, the family already knows how much of this check needs to be set aside to meet the bills coming due, and how much is available for extras-perhaps dinner out and a movie. A good budget takes care of all the regular and important bills-like rent or mortgage, utilities, food, gasoline and insurance-and allows for the unexpected or occasional expenses. It includes where the money will come from and how much to expect, as well as what expenses that same money will be used to meet. “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to want” (Proverbs 21:5, New Revised Standard Version).Ī budget is nothing more than a plan for saving and spending money. So let’s consider a few pertinent scriptures:
CHRISTIAN BUDGET WORKBOOK HOW TO
Throughout the Bible, God gives us important principles for life, including how to handle money and finances. How many individuals and families truly understand how to budget? Of those, how many have a balanced Christian budget? We use the term Christian budget due to the fact that there are sound scriptural principles that you can find in the Bible that can help you and your family become successful in managing your finances. Sadly, a major factor for the failure of marriages today is financial problems.
It may be seen as too much trouble or just not necessary-and as a result, many families find themselves in serious financial difficulties. A budget is required because it makes good financial sense.ĭoes it also make good sense for our families? When it comes to individuals or families, there is a greater tendency to let the budgeting thing slide. Therefore, budgets are required by boards of directors, shareholders, banks that give business loans and, in some cases, even the government as a qualification for certain types of programs. Budgets help businesses know where they are, what they need to accomplish and where they can change to improve their financial standing. Small and large businesses have and live by their annual budgets. But how many actually use a written budget as a part of their personal or family finances? Not very many. The well-rounded, analytical style of the book will appeal to both your logic and your faith.” -Greg Garcia, C.P.A., J.D.Most people are familiar with the term budget, and many understand that budgeting is a smart way to keep track of their money. With this book and an open heart, Christians can become wise, financially successful and generous. “After getting to know more about Patrick, I realized that his background as an attorney and his long history of service to the church made him the perfect person to write this modern, up-to-date guide about Christian finances…. This book will change lives!” -Gordon Ferguson, M.T.S. It is my prayer that this book will be used by many individual Christians to guide their financial lives and by many churches and ministry groups within churches to help their members handle money in effective, spiritual ways.
This book is the best I’ve ever read on the subject of money from a Christian perspective…. “It is a joy to commend Patrick Blair’s book Faith and Finances…. So, if you’re seeking a healthy, biblical relationship with money, look no further! I highly recommend Faith and Finances to the rich, the poor, and everyone in between.” -Douglas Jacoby, D.Min., M.T.S. I believe this book will stand the test of time. The author entertains by poking fun at the absurdity of today’s world, while providing hope through his own spiritual and financial journey…. “Faith and Finances is a timely and much-needed exposition on the subject of money. Faith and finances: a 21st century biblical guide for growing, protecting, and using your money
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